"AN EMPIRICAL STUDY OFINFIUENCING FACTORS, OPPORTUNITIES AND CHALLENGES FOR FINTECH INDUSTRY IN INDIA".

Fintech stands for financial technology, and it is used to create alternative banking and non-banking finance services. Fintech (financial technology) is a new concept in the financial business. The main purpose of this paper accesses influencing factors, the opportunity &challenges in the fintech industry. It explains the evolution of the fintech industry and present financial technology (fintech) in the Indian finance sector. The fintech provide digitalization transaction & more secure for the user. India has the world's fastest expanding fintech services. Fintech services will transform the Indian financial sector's habits and behaviour